| It is extremely important to learn how to develop | | | | to sell securities or make an investment. |
| an advertising disclaimer to use in all of your | | | | You can use these disclosures or modify them to |
| marketing materials that will keep you clear of the | | | | fit your needs. There is no absolute disclosure. |
| federal and state SEC. | | | | Basically you're telling people that this is not an |
| I have provided you with two template disclosure | | | | offer to buy an investment. |
| statements that you can use. I am not sure | | | | You can use this in some of your marketing |
| these are absolutely necessary if you're doing | | | | materials if you like. It will give you extra |
| private lending the right way - that is, you're | | | | protection and certainly probably worth |
| providing information and are offering CDs, | | | | considering. You can also incorporate these |
| reports or educational materials. But it certainly | | | | disclosures into your advertising and marketing |
| does not hurt you at all by putting a disclosure in | | | | plan. |
| there. | | | | Whatever you do, it is worth investing the extra |
| You are not going to lose any points here by | | | | time to create an advertising disclaimer compared |
| doing this. Again, you may not absolutely have to | | | | to the mountain of headaches you could |
| do it, but you certainly are not going to be hurt | | | | potentially buy yourself by not adding an |
| by doing it. | | | | advertising disclaimer. Not only is it worth the |
| There is a short disclosure and a long disclosure. | | | | piece of mind, but it is also a smart move toward |
| Here's the long one. | | | | protecting yourself against any unexpected |
| This is not a public offering. This is not an offer or | | | | hassles with the federal and state Securities |
| invitation to sell or a solicitation of any offer to | | | | Exchange Commission. |
| purchase any securities in the United States or | | | | Using an advertising disclaimer also protects you |
| any other jurisdiction. Any securities made will only | | | | from being held responsible for something that is |
| be offered or sold directly or indirectly in the | | | | beyond your control or something in which you |
| state or states in which they have been | | | | would prefer not to be held responsible for with |
| registered or have been offered under an | | | | regard to securities or even anything outside the |
| appropriate exemption. | | | | scope of the Securities and Exchange |
| The short form of the disclosure is this. | | | | Commission. |
| This is not a public offering or offer or invitation | | | | |